- Step 1
Look for the original purchase receipt. This shows proof of ownership, which is necessary for the insurance company to pay the claim. It also gives you a starting point for replacement cost valuation. You need to establish a description of the item, proof of ownership and an estimate of the replacement value.
- Step 2
Check to see if you have any photographs of the jewelry or photographs with someone wearing the jewelry. These pictures provide a visual description and are proof of ownership.