Summer is over and for many, visits to your holiday home will be few and far between until the sunny weather returns. So now’s the time to give your holiday homes a health check to ensure they are ready for the winter ahead.
Many weather related insurance claims could be avoided with some simple maintenance. I
What would happen if guests refuse to leave your holiday let or squatters targeted your holiday home whilst it’s empty?
Thankfully the risk of squatters ‘occupying’ a UK holiday home that is let throughout the year or checked regularly is slim. However, there is always the risk that it could happen.
If it does, then there are steps to take – but what rights do holiday home owners have? Seeking
Selling your home can be an exciting time, especially if you are moving for a new opportunity, or upgrading to a larger home. During a move, you will want to make sure that you are staying up to date with your insurance policy and the regulations that are in effect during this period. If you are planning to live in your house until the closing date, your homeowner insurance policy should still be sufficient.
However, if your home is for sale and you leave it vacant, this can pose some problems such as a higher probability of fire, theft, vandalism and other damages to your property. Dwelling Fire policies may be your solution. This type of insurance policy generally has liberal guidelines in regards to residency requirements. In addition, they offer protection for your dwelling, other structures on your property and give you the flexibility to endorse additional coverage that you may need. For more information about Dwelling Fire policies, please contact www.aisinsurance.com.
Keeping track of your personal property is important for you if you have a claim. If your home and all of its contents were a total loss, would you be able to remember everything you owned along with the condition and value of each item? Most people would not.
Here is a great resource to help all homeowners keep track of their personal property. It is called Know Your Stuff. According to the Insurance Information Institute, the company that provides Know Your Stuff, “This application makes creating and updating your home inventory easy. And with our free, secure online storage you will have access to your inventory anywhere, any time. You never know when a disaster may strike – but you can be prepared with a home inventory.