Beginning in 2014, the new Patient Protection and Affordable Care Act will mandate that employers who have 50 or more full-time employees must offer affordable health insurance coverage or risk paying a penalty. Nursing homes and home care agencies, because they rely so much on low-paying government program reimbursements, often cannot financially provide this benefit to its caregivers and are seeking to be exempted from the requirement, reports the New York Times today.
Healthcare Workers are Low-Wage Employees with Minimal, If Any, Healthcare Benefits
According to the 2011 Cost of Care Survey sponsored by Genworth Financial, long-term care costs in nursing homes and assisted living facilities has continued to rise over the last few years.
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We usually do not think in the long-term care, until and when we experience in our lives. Often takes the form of a loved one (usually a parent), which is suddenly switched off and the family (usually children) take measures to help. This assistance will soon begin to take more and more of our time, our jobs, our families and ultimately our lives. If this happens we will all too quickly, the studies in the field of long-term care, and unfortunately whenThere is inadequate planning, it is often too late. We are suppliers to become loved ones in long term care. Off relationship in terms of disabled members, forever changed, and stress that the results can easily master of a family at breaking point. Read more…
A new analysis finds fourteen percent of Americans have no doctor because of high cost of health care.
The findings come from the latest News and Numbers from the Agency for Healthcare Research and Quality (AHRQ). In the analysis that came from 2007 data, one in five in the US have no “usual care” doctor or medical clinic that they visit routinely, or 60 million people.
The reasons varied as to why so many in the US have no regular doctor or other health care provider – the main reason cited was that they never get sick. However, fourteen percent said they couldn’t afford the cost of medical care.
Even some with health insurance reported having no regular physician. The
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Getting your hands on affordable health insurance is not an easy feat these days. Between the rising cost of health care and the increases in health insurance premiums, the ability to purchase coverage that doesn’t cost an arm and two legs is nearly impossible.
It’s for this reason that many experts suggest looking for a job that offers health insurance coverage. However, it’s not always easy to know what to do when you have more than one great job offer; one that pays more but offers no coverage and the other paying less but providing good insurance.
What do you think you should do in this situation? Do yo
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Congress is considering making some changes to FHA reform and as a result, home mortgage insurance rates could increase. In other insurance news, those who benefit from veterans’ health care have the best health insurance options and Georgia has taken a stand against motorists using their cell phones while driving, which could be a good thing for auto insurance.
Mortgage Insurance Rates to Increase
If you have mortgage insurance, which is to cover the costs for those who cannot pay 20 percent of their loan for their home’s down payment, you could see a rate increase. Mor
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