Loyalty is something that we all are taught from our childhood. However, when it comes to car insurance, loyalty stands no chance. A latest research states that car insurance is one among the areas where loyalty does not often bring the best results. With the current economic status of the country, it is likely that people have been trying to compare car insurance in order to find better insurance deals for their cars. As the insurance sector dangles with alternating circumstances, the existing insurance quotes do not offer the best solutions.
Tailor Your Car Insurance Policy to Benefit Your Needs
Most often people go for buying the car insurance policies at cheap prices but at the time of a claim they realise that either they are under insured or insured for an unnecessary thing. For instance, if you have a second car at home, why go for a policy that makes you pay extra premium for the repairs of a hired car.
The most sensible thing to do before you buy car insurance policy is to tailor the policy in accordance with your needs and necessities. This will allow you to get the correct cover for yourself and at a reasonable price. Usually in the UK car insurance market, car insurance cover falls under three levels. Every car insurance policy offers unique accessions for you to choose the best one that suits you the most.
How to Get Affordable Deals on Car Insurance for Students
Money is always a matter for students and when it comes to car insurance, every student seeks for affordable coverage. Although they make a 7% share in car insurance market, students are entitled to pay 22% of the premiums in UK. It is hard to get cheaper car insurance for students as they are believed to be a part of the group posing higher risks. It is stated by the association in Britain that 18 years old involves in three times higher number of accidents than those in their 50s concluding to the fact that the crime rate among the students is higher.
There is a tendency among the students to seek the cheapest car insurance policies, no matter what coverage of risks it is providing.
Volkswagen Golf VI named ‘safest’ vehicle for car insurance customers
Volkswagen Golf VI named ‘safest’ vehicle for car insurance customers The Volkswagen Golf VI has finished top of a list compiled by Euro NCAP of the safest vehicles for car insurance customers in 2009.
Close behind the VW Golf VI were two hybrid models, the Honda Insight and the Toyota Prius, while in fourth place was the Hyundai i20.
Euro NCAP crash-tested 33 car models using up a total of three cars, three front seats, four child seats and an array of spare parts per model.
To reach a final verdict the car model is usually put through four crash tests, a component test and is assessed by an inspector.
Dr Michiel van Ratingen, secretary general of Euro NCAP, said: “This is the first time we can calculate results that demonstrate an overall safety performance.
“Even though these cars excel in different areas of safety, their presence in the top five list indicates that they are among the top safety achievers of the year.”
The design of the VW Golf VI is said to be more aerodynamic, helping fuel efficiency, and is quieter than the previous version.
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Average car insurance costs rise above £1,000
Wintery weather has seen about 30% more claims than normal, the AA said. Photograph: Frank Baron
Drivers look set for a nasty shock when they renew their car insurance this year, after premiums recorded their biggest ever increase during the last three months of last year.
According to the latest AA British Insurance Premium Index published today, the average insurance quote for those shopping around for a renewal rose by a wallet-busting 11% between September and December.
Overall, the average quoted comprehensive premium rose by 7.2%, sending it through the £1,000 a year barrier for the first time.
The quarterly index shows that the average “shoparound” premium – based on the three lowest quotes for a customer, which most closely resembles what buyers actually pay – accelerated steadily over the year, adding more than 22% to the typical comprehensive quote over the past 12 months. It e