Tips on Lowering Your Auto Insurance Premium

Although auto insurance is generally affordable – with the average insurance premium being around $500 a year – you can still lower your auto insurance premium further and make it even more affordable. In this article, we are going to discuss some top tips on how to lower your car insurance premium greatly.

The key to being able to lower your auto insurance premium is working with a reliable insurance company. Start your search by looking into the list of top insurance companies to contact based on user reviews and independent audits; if you live in New Jersey, for example, you can easily find the top New Jersey auto insurance quotes from reliable companies online as long as you use a good online car insurance search tool to help you.

Before looking into other car insurance money saving tips, start by asking for an extra discount directly to the insurance company you are engaging. Men Read more…

Wisconsin Bill Adjusts Mandated Auto Insurance Rules

The Senate and House of Representatives in Wisconsin have approved a bill that would adjust a previous mandate for auto insurance premiums in the state. The bill serves as a reversal to a law that raised premiums and insurance rates for some drivers.

Bill Lowers State’s Liability Coverage Requirements

In 2009, a law was signed that raised the limits on the minimum amount of coverage people had to have. P

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Cost of U.S. Auto Insurance Up 1 Percent In a Single Month

The cost of auto insurance in the United States was 0.9 percent higher in November than it was in October, according to new data released by the U.S. Bureau of Labor Statistics (BLS). This data represents a drastic increase in coverage over just a one-month period and shows that the price to insure is still on the rise.

End-of-Year Increases Could Continue Into 2011

According to the CPI report, October and November saw the biggest increases in premium costs–1.1 percent and 0.9 percent, respectively–resulting in consumers paying roughly $8-$9 more each month for coverage.

The numbers from the BLS’s Consumer Price Index (CPI), in conjunction with data compiled from the National Association of Insurance Commissioners, were even more telling of the increases we’ve seen in coverage in 2010, as detailed in the press release.

According to the stats, the average cost of auto insurance at the beginning of 2010 was around $853. After l

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Auto Insurance Showdown: State Farm, Progressive, Liberty Mutual & Nationwide

One of the most important steps in obtaining auto insurance is thoroughly researching and comparing your options. After all, there are thousands of companies out there and they certainly don’t all offer the same level of protection, service and affordability. Of course, comparison shopping isn’t so much fun when it’s for insurance and you’ve probably been putting it off or considering skipping it all together. Don’t! We’ve done the hard work for you and provided a comparison of three top auto insurance companies:

Car Insurance Comparison Points

So what are you supposed to compare when looking at various car insurance companies? Obviously,

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State Farm Teaches Auto Insurance Rules with Popular Facebook Game

State Farm has launched a six-month campaign aimed at young, inexperienced drivers that teaches the rules of auto insurance within a Facebook game. Car Town, an already popular game on Facebook, is now offering embedded ads sponsored by State Farm that teach the rules of both the road and auto insurance.

Have Fun Learning about Auto Insurance

There’s no doubt sitting down with your teens and trying to teach them the rules of the road and auto insurance is bound to bore them to death. A

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Is Paying for Auto Insurance Extras Worth the Added Cost?

If you’ve ever purchased your own auto insurance policy then you already know that there are tons of extras that companies try to sell you in addition to your standard liability coverage. Most of the extras are actually very beneficial to drivers but can be purchased from other places.

So then the question is, should you purchase supplemental auto coverage from your insurer or a third party? To help you decide, let’s take a look at whether getting the extras with auto insurance is actually worth it.

Typical Auto Insurance Coverage Options

There are typical auto insurance coverage options that you could expect to receive from any company. The

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