Holiday home burst pipes warning

The Met Office has issued severe weather warnings for ice and snow in the UK. Consequently, a new wave of burst pipe insurance claims is likely.

There are fears that this winter will see a repeat of last year’s unprecedented levels of holiday home insurance water damage claims, caused by burst pipes during the cold snap. With the average burst pipe claim costing thousands (six figures in some instances), it’s essential to take precautions.

It’s important that holiday home owners understand their insurance obligations with regard to preventing bursts at their second homes. Do yo

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Understanding Costs Critical for Consumer-Directed Health Plans

According to the US Government Accountability Office (GAO), more than 60 percent of American employers are expected to offer a consumer-directed health plan (CDHP) in 2011 in an effort to curb costs. With a CDHP plan, an enrollee is responsible for more of the decision making process in obtaining healthcare, making knowledge of the costs involved a critical component.

Prescription Drugs Offer the Greatest Opportunity for Cost Savings

A consumer-directed health plan combines a high-deductible health plan with a tax-advantaged account – a health reimbursement arrangement or HRA – that enrollees can use to pay for healthcare expenses. T Read more…

CURE Auto Insurance Offers Fall Driving Tips

If you’re hitting the road locally or thinking about traveling to visit family and friends this holiday, it’s good to always make sure you’re safe while driving. To help you out, CURE Auto Insurance is offering some great tips for driving in the fall. These tips could not only help you stay safe, but keep your auto insurance rates low.

Tips for Safe Driving in the Fall

We still have about a month of fall left. If yo

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Term Life Insurance Brokers will guide you through the decisions of policy Help

You will probably find that you are covered for life and may even have already decided policy is always a term life insurance, but it is still relatively new to the whole political process and may need a little guidance, best to go About this forward as, fortunately, there are agents designed to help you.

While many people use the term interchangeably broker and agent is not the case, they are similar, but not an agenton behalf of the insurance company for life insurance agent term, you will be working on behalf of clients, yet with certain requirements for insurers.

Life insurance is very complex and multi-variable participates in a lot of energy and time rather than long-term life insurance broker to hold with all the legalese and this usually comes from experience. Read more…

Annual Medicare Enrollment: Dates and Benefit Changes Seniors Should Know

COLUMBUS – If you rely on Medicare for your health care needs, you should be aware of changes this year that will affect your benefits. As with every enrollment season, there are important things you should watch out for and consider when evaluating your coverage needs. The Ohio Department of Insurance can help you get smart when considering your options.

Enrollment Period Changes

This year, annual enrollment runs from Nov. 15 – Dec. 31, 2010. Additionally, from Jan. 1 – Feb. 14, 2011, Medicare Advantage enrollees can switch to Original Medicare. If you choose to change, you can also enroll in a Medicare prescription drug plan. In Read more…

Can my term life insurance rates go up?

If I have already bought a term life insurance plan for 20 years a year ago, and I get a new job which is a higher risk job, will my insurance rate go up? If so how much could it go up by?